People Matter

Merchant Opening Territory Lead

Wave Mobile Money

Wave Mobile Money

Banjul, The Gambia
Posted on Jun 30, 2025

Our mission

We're making Africa the first cashless continent.

In 2017, over half the population in Sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.

We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. Now, we have millions of users across six countries and are growing fast.

Our goal is to make Africa the first cashless continent and that's where you come in...

How you'll help us achieve it

Wave is now the largest financial institution in Senegal, with over 7 million users. And we’re still in the early days of our product roadmap and potential impact on people’s everyday lives.

Expanding our merchant network and caring for our existing businesses are very important to us. Therefore, we are looking for a Merchant Opening Territory lead passionate about driving business growth and enhancing merchant satisfaction. Reporting to the Merchant Opening Regional Lead, you will oversee the deployment of merchant products and effectively lead a merchant opening team within a specified zone. Your day-to-day activities will involve detailed planning, rigorous coordination, and the implementation of best practices in merchant onboarding and support.

In this role, you'll;

  • Supervise a team of field-based merchant openers.
  • Support the merchant strategy in specific locations within Gambia and ensure activities align with quarterly objectives to grow our operational activities.
  • Train, manage, and assist merchant openers daily.
  • Follow up on individual performances and help in the preparation of team reports.
  • Assist with the onboarding of specific big partners.
  • Follow up on all the inbound from the support team in a specific location.
  • Provide feedback from existing merchants or prospects about their needs, problems, or technical issues encountered in the field with the merchant product.
  • Support and provide feedback from daily openings and BTL activities in specific locations.

Key details

  • Location: You'll work from our office.
  • Work authorization in The Gambia.
  • This is a 6-month fixed-term contract.
  • Our salaries are competitive and calculated using a transparent formula.
  • We offer generous health insurance for yourself and your dependents.
  • We support working parents - we offer generous parental leave policies (26 weeks for mothers and 4 weeks for fathers) and subsidized childcare when you return to work.
  • We help you live your fullest life now! We subsidize gym memberships, fitness classes, and workout equipment.
  • Airtime reimbursement.
  • Free food and a beautiful office space.

Requirements

  • Fluent in French and English
  • Good knowledge of local languages is a must.
  • 3+ years of relevant work experience specifically managing a network in Gambia, including a minimum of 1 year of experience managing field-based teams (+50 persons)
  • Must have worked and overseen merchant network activities in Gambia

You might be a good fit if you

  • Communicate effectively and often, both in writing and in person, to the point of over-communication.
  • Are detail-oriented and seek to achieve excellence in everything you do.
  • Are a self-starter and proactive about achieving ambitious targets.
  • Enjoy owning projects - you're autonomous yet know when to escalate problems.
  • Have built and led strong teams in achieving key results.
  • Are intellectually curious, creative in the way you go about tackling problems, and embrace failure as a means to spark innovation and growth.
  • Willing to go the distance to get something done.
  • Adjust quickly to changing priorities and conditions.
  • Think about culture and process from the user's perspective.
  • Are tech-savvy: comfortable navigating Excel and onboarding to new tools.

Our team

  • We have a rapidly growing in-country team in Senegal, Côte d'Ivoire, Mali, Burkina Faso, The Gambia, and Uganda, plus remote team members spread across the world.
  • We're deeply passionate about our mission of bringing radically affordable financial services to the people who need them most.
  • We foster autonomy for our employees. You'll own your projects at every stage, from understanding the problem to monitoring your solution in production.
  • We raised the largest Series A in Africa in 2021. Our world-class investors, include Founders Fund, Sequoia Heritage, Stripe, Ribbit Capital, Y Combinator, and Partech Africa.
  • We are on Y Combinator's top companies by revenue.

How to apply

Fill out the form below, and upload a resume in English and a cover letter describing your interest in Wave and the role.

We review applications frequently and recommend that you apply to the role that most closely aligns with your skills, experience and career goals.

Wave is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.