People Matter

Technical Accounting and Financial Reporting Manager



IT, Accounting & Finance
San Mateo, CA, USA
Posted on Friday, May 24, 2024

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

As the Technical Accounting and Financial Reporting Manager, you are a seasoned accounting professional who is excited to lead, and be a part of, a critically important function for a young public company. You have a deep and broad knowledge of US GAAP and SEC reporting and are proficient in several topics, including stock-based compensation, revenue, leases, internal-use software, and consolidations. You thrive in the fast-paced environment that values problem solving skills and technical expertise. You enjoy sharing your accounting expertise with different audiences.

You implement Upstart’s SEC reporting calendar and lead the preparation and completion of our SEC filings. As part of this work, you closely coordinate with various l stakeholders, including accounting, capital markets, and legal. You have extensive experience working with independent auditors.

You are part of the CFO organization and report to the Senior Director of Technical Accounting and Financial Reporting.

Location - this role is available in the following locations: San Mateo, CA.

Time Zone Requirements - this team operates on the West Coast time zone.

Commute/Travel Requirements - the team normally meets in person in the office once a week and works from home the rest of the time.

How you’ll make an impact:

  • Manage preparation and completion of SEC filings (10-Ks, 10-Qs, 8-Ks and other SEC filings), including financial statements, footnote disclosures, relevant disclosure checklists, supporting schedules and documentation.
  • Participate in the decision-making and implement changes related to financial and non-financial disclosures. Analyze and address comments from stakeholders, including the Disclosure Committee, the Audit Committee, and the auditors.
  • Perform technical accounting research and analysis on a variety of accounting and financial reporting topics and completion of related technical accounting memos.
  • Implement new accounting standards and SEC rules, monitor upcoming standards, assess their impact on Upstart’s financial statements, and complete related technical accounting memos.
  • Work closely with the accounting operations/GL team on operationalizing technical accounting decisions and conclusions.
  • Participate in preparation of materials for the Executive Leadership Team and Audit Committee meetings.
  • Own certain key internal controls over financial reporting and other business processes.

What we’re looking for:

  • Minimum qualifications:
    • 6+ years of relevant experience, including SEC reporting, technical accounting, public accounting and industry experience in public companies
    • Deep technical accounting knowledge of SEC reporting regulations and US GAAP (especially ASC 718, 606, 842, 350-40, and 810)
    • Ability to learn quickly, work independently, and adapt to change in a fast-paced environment
    • Superior oral and written communication skills, and ability to partner with cross-functional teams
    • Bachelor’s or higher degree in Accounting or related field
  • Preferred qualifications:
    • CPA license
    • Proven record of leading effective professional teams including financial reporting
    • Experience in designing and maintaining internal controls over financial reporting
    • Proficient in SEC reporting and technical accounting research tools (Workiva, Intelligize)
    • Strong continuous improvement mindset

What you'll love:

  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
  • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
  • Catered lunches + snacks & drinks when working in offices


At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

San Mateo - Anticipated Base Salary Range
$146,200$180,600 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email