People Matter

Financial Crimes Risk Assessment Lead



Accounting & Finance
South San Francisco, CA, USA
Posted on Tuesday, June 18, 2024

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Financial Crimes Risk Assessment team is the strategic hub for Stripe’s financial crimes risk management program. We develop innovative data-driven methodologies and products to identify, measure, and report on a diverse range of known and emerging financial crimes risks. Our team serves as a trusted source of intelligence for Stripe's financial crimes leaders and cross-functional initiatives on matters of risk mitigation and supportability. The team sits within the Financial Crimes Frameworks team and partners closely with Compliance Officers, Data, Policy and Governance teams and cross-functional partners.

What you’ll do

As a Risk Assessment Lead, you will be responsible for developing innovative risk identification and assessment products in support of a wide range of stakeholders and cross-functional initiatives. You will manage and perform deep-dive investigations and exploratory data analysis to uncover emerging threats and anomalies, liaise with compliance, legal, and business teams to gather intelligence and ensure risk assessments are aligned with organizational priorities. You will also document risk assessment methodologies, findings, and recommendations in clear, concise briefs and reports. You will be expected to stay up-to-date with evolving financial crimes regulations, typologies, and industry best practices, and to contribute to the continuous improvement of the team's risk assessment frameworks and techniques. In return you’ll have the opportunity to ship meaningful improvements to Stripe, our financial crimes program and our users’ experience.

Who you are

You are an analytical problem-solver with a keen interest in financial crimes risk management. You thrive on working with data and leveraging technology to uncover hidden risks and deliver actionable insights to the business. You bring deep domain expertise in data management, risk assessment and intelligence. You enjoy owning projects end-to-end and finding creative solutions to ambiguous problems. You are an excellent communicator and are able to explain complex ideas in simple terms to all types of audiences.

Minimum requirements

  • 8+ years of experience in strategic financial crimes risk assessment, analysis or intelligence roles
  • Demonstrated leadership experience with risk assessment or management methodologies
  • Experience in either technology or financial services with a focus on payments or e-commerce, with a corresponding understanding of financial technologies
  • Deep understanding of Stripe’s regulatory environment and the AML and Sanctions requirements affecting the payments industry
  • A builder’s mindset and strong problem-solving skills. You will need to be able to continually evolve our program and your own expertise in line with Stripe’s growth
  • Proven stakeholder management experience and the ability to understand risk assessment’s role across the program and company, and influence business decisions accordingly
  • Experience working with auditors and examiners (direct regulatory experience a bonus)
  • Excellent written and verbal communication skills
  • Experience querying for and analyzing large sets of data to answer complex questions related to risk

Preferred qualifications

  • Experience in fintech or another fast growing and global technology company
  • Experience working in an intelligence function
  • Strong data literacy and the ability to independently find, interpret and integrate data into your analyses and business recommendations
  • ACAMS or similar certification

This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

The annual US base salary range for this role is $154,800 - $232,200. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

Office locations

South San Francisco HQ, or New York

Remote locations

Remote in United States



Job type

Full time