People Matter

Lending Regulatory Counsel Lead



Oakland, CA, USA
Posted on Tuesday, April 9, 2024

Company Description

Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams — People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more — provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.

Job Description

Block is looking for an experienced lending regulatory attorney to lead Block’s U.S. and international lending regulatory team. This is an exciting opportunity for a highly engaged candidate with a passion for all things consumer and commercial lending to join a creative and growing company. We are looking for a collaborative, creative legal mind who is interested in contributing to company-wide programs to support compliance with licensing, regulatory and lending requirements. This is a full-time remote role and will report to the Block Regulatory Lead.

You Will:

  • Lead a global team of lending regulatory attorneys and license exam managers.
  • Advise on multiple regulatory matters, specifically as it relates to lending, affecting Block's growing global business.
  • Keep the business up to speed on how to offer remarkable product solutions to our customers that meet local regulatory requirements
  • Identify, summarize, and analyze the impact of new and proposed applicable rules and regulations
  • Oversee the lending licensing application and management function for existing and new non-U.S. jurisdictions
  • Identify risk areas and develop systems, policies, and procedures to manage and mitigate them
  • Represent Block with regulators and external partners on regulatory matters and handle regulatory inquiries.
  • Provide legal and regulatory advice on our lending products to members of the Counsel team and partners


You Have:

  • 10+ years (minimum) lending experience working in an in-house organization or commercial law firm; experience in financial services, commercial and consumer lending, FinTech and/or technology desirable
  • Fluency in translating lending regulatory requirements and legal advice into actionable guidance for business and product teams
  • Ability to advocate for a position while maintaining a collaborative approach
  • Deep experience handling lending regulatory and enforcement matters and prior relationships with relevant regulators
  • Background in providing legal advice on regulatory matters, partnering with regulators on licensing and enforcement matters, and assisting with new market diligence and entry into international jurisdictions.
  • The ability to problem solve, meet deliverables on time and work in an evolving and growing environment that is prone to changes
  • Experience managing a world class team of license and exam managers and attorneys
  • Outstanding communication skills, both written and verbal and ability to advocate for a position while maintaining a collaborative and open-minded approach.
  • Sound and practical business judgment, intellectual creativity and problem-solving skills.
  • J.D., and an active membership and good standing with a US state bar.

Additional Information

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $263,600 - USD $395,400
Zone B: USD $263,600 - USD $395,400
Zone C: USD $263,600 - USD $395,400
Zone D: USD $263,600 - USD $395,400

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.

Full-time employee benefits include the following:

  • Healthcare coverage (Medical, Vision and Dental insurance)
  • Health Savings Account and Flexible Spending Account
  • Retirement Plans including company match
  • Employee Stock Purchase Program
  • Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
  • Paid parental and caregiving leave
  • Paid time off (including 12 paid holidays)
  • Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)
  • Learning and Development resources
  • Paid Life insurance, AD&D, and disability benefits

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.

We’ve noticed a rise in recruiting impersonations across the industry, where individuals are sending fake job offer emails. Contact from any of our recruiters or employees will always come from an email address ending with,,, or,

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.