People Matter

Senior Product Manager

Lead Bank (FKA Luna Financial)

Lead Bank (FKA Luna Financial)

San Francisco, CA, USA · New York, NY, USA
Posted on Saturday, May 18, 2024
Lead Bank is a chartered banking-as-a-service platform for builders and innovators. Despite broader economic headwinds, the continued proliferation of fintech companies and a 20x increase in fintech investment ($20.5 billion in 2020) signals that the market’s interest in embedding financial services products into their offerings is resilient and sustainable. Whether it’s a travel company that wants to offer credit for an expensive trip, a social network that wants to enable in-feed shopping solutions, or an e-commerce platform that wants to provide client rewards cards, the broader tech ecosystem has enjoyed a step-change in the sophistication, variety and complexity of client-facing products they can offer. This means that the underlying infrastructure powering those fintechs needs to evolve to meet these modern demands.
While fintech companies continue pushing boundaries, they have largely accepted that directly integrating with banks is costly, time-consuming and operationally burdensome. This frustration comes in many forms: gaps in technical acumen, product scalability, client risk appetite, and company culture. These gaps clearly illustrate the need for a new paradigm in banking technology.
Lead Bank is bridging those gaps. We see a massive opportunity for a tech-savvy developer-focused bank to augment a sophisticated financial services platform with the compliance, regulatory, capital markets, and legal expertise required to help our clients succeed. Come join us on our journey.
Role Description:
We are looking for a Senior Product Manager/ Product Lead to support the development of our Banking as a Service platform. The services that you build will create the pathway for our clients to deliver innovative financial products relating to deposits, credit and lending, issuing and accepting credit card and/or debit card transactions, and more.
Our ideal product manager is highly analytical and uses “first principles thinking” when understanding a new domain. We are looking for someone with a user first mindset to build a next generation platform from the ground up.

In this role you will:

  • Be passionate about changing the banking system to meet the needs of a modern digital economy
  • Break down ambiguous problems, ask the right questions when gathering data across cross-functional groups, and use a structured (first principles approach) to unblock a decision to help create a path forward
  • Develop and maintain a prioritized product roadmap with well defined product requirements and business justifications
  • Maintain knowledge of the technical and operational elements of your product which should inform decision making
  • Develop clear product requirements and communicate them with engineering teams and designers
  • Be the glue in a diverse cross-functional environment and help drive decisions and consensus
  • Perform all other duties as assigned


  • 5+ years demonstrated experience in product management and/or engineering with a track record building world class fintech products
  • Prior experience in enterprise software domain, scalable SaaS platform design experience, and highly compliance-centric product
  • Have strong technical competence, with experience and track record of success in building high-velocity, low-latency, high-availability services with beautiful API design
  • The ability to be practical and are eager to collaborate/compromise to get to the best, most efficient outcome
  • Strong judgment and analytical skills
  • Strong communication skills and the ability to work cross-functionally to align stakeholders on the goals and behaviors required for success
  • Operate as a craftsman who will explore and execute on details to create great product experiences
  • Have humility and are open to coaching

What we offer:

  • At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life:
  • Competitive compensation, including opportunities for equity grants and cash bonus, based on experience, geographic location, and role
  • Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
  • Paid parental leave
  • Flexible vacation policy, including PTO and paid holidays
  • A fun and challenging team environment in a dynamic industry with ample opportunities for career growth
*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
*Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
*Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
*Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.
Zone 1: $180,000 - $235,000 (SF/Bay Area, NYC, Seattle, LA)