Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. This role is part of the Consumer Credit Point of Sale team, responsible for consumer credit, underwriting and loan economics across the entire portfolio of merchants and channel partnerships. In joining this team, you will be at the center of Affirm’s credit strategy to expand our footprint into new verticals, geographies, and product offerings. The team drives innovative solutions that fuel all end user experiences in the US and globally while partnering with a wide variety of teams including but not limited to product, engineering, analytics, design, marketing, legal, capital, commercial and more. This role reports to the Staff Product Manager of the Consumer Credit Point of Sale team.

What You’ll Do

Define and drive product strategy in collaboration with your peers in Credit engineering and analytics
Define new products and features with specs, wireframes, and product flows
Analyze the impact of product features and define metrics for success
Establish yourself as a trusted partner of our Credit, Commercial, and Engineering teams
Become recognized as a domain expert in the subject matter that drives point of sale underwriting and decisioning
Collaborate across functions – including engineering, design, analytics, legal, compliance, marketing, commercial, pricing and others – to successfully launch and scale credit products
Collaborate across product teams to support initiatives that interface with Affirm’s Credit capabilities (e.g., international expansion, large merchant integrations, and new product verticals)

What We Look For

Motivation: You have a passion and drive to change consumer finance for the better.
Analytical skills: You have a data-driven learning style and use quantitative information to make product decisions.
Experimental mindset: You like to test and learn in a way that incorporates both customer needs and data. You must be comfortable operating autonomously and unafraid to learn/fail fast.
Results: Experience shipping simple, elegant user-facing products with measurable impact to the bottom line.
Product experience: Minimum 2 years of prior product or relevant experience in consumer finance, payments, or underwriting is a plus.

USA Pacific base pay range (CA, WA, NY, NJ, CT): $138,800 - $208,200
USA Sapphire base pay range (all other U.S. states): $124,900 - $187,300

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We have a simple and transparent remote-first grade-based compensation structure. Offer amounts within the range are based on a number of factors including but not limited to job-related skills, experience, and relevant education or training. Across the broader organization, certain roles are eligible for equity awards upon hire, promotion, tenure milestones and for performance.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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